Getting a daily amount can go a long way – especially if you’re in trial for months. In general, if you want the most legal expense coverage for the least amount of money, U.S. Law Shield is the obvious choice because of its unlimited cap on civil and criminal legal fees. Self-defense incidents and firearm-related accidents can also happen on a hunting trip. That policy provides the association and its members with self-defense liability insurance, subject to its terms, conditions, limitations, and exclusions. Even with these extra fees, US Law Shield is still less expensive than USCCA’s lowest tier plan. I, like many others, thought that I wouldn’t ever use my firearm unless it was justified self defense. The company has an extensive list of included covers and optional add-ons. U.S. Law Shield connects you with a random attorney when you call their emergency helpline, whereas USCCA allows you to choose the attorney of your choice. Money up front: Both providers give you the money you need up front – this is important. In this comparison, we’ll explore the coverage options and pros and cons of USCCA and US Law Shield to help you see which is right for you. Even on Christmas. In this USCCA vs US Law Shield comparison, we’re going to compare the coverage and features of these two concealed carry insurance providers to help you decide which one might be right for you. However, the more I looked into them and the more I realized how vulnerable I could be if I have to use my firearm in self defense, I signed up myself and my family before the article was published. This ensures that you don’t have to flap your pockets for pulling up the remaining fees. If you live in any other state, bail bond coverage is not provided by US Law Shield. But for elsewhere, USCCA seems to be the best because of its coverage, states of operation, and compensation structure. They do however offer 100% up-front coverage with no cap on criminal defense funds. If you travel extensively in the U.S. and you want to carry your concealed weapon, USCCA may be a … It has a large community of users and also publishes regular magazines on different topics related to gun carrying and legal updates. The defense maximums have a cap, but the coverage is still very solid and we don’t think “unlimited” is necessarily better if it’s not used in the right way. Apart from its main comprehensive coverage, U.S. Law Shield also provides you with several other add-ons that can be purchased for a little extra cost. Additionally, USCCA covers your spouse inside the house without any extra cost, whereas U.S. Law Shield requires you to purchase a separate membership. Not the last call, but the second call (get it???) However, it allows you to choose other add-ons for extra coverage. When it comes to “Concealed Carry Insurance” we believe that there are three things that ccw insurance must have : the ability to pick your own attorney, money up front (not just reimbursement), and a daily per-diem payment while in court. Other than that, the plan covers you for $500/day compensation for civil cases, $4,000 personal hardship coverage and $4000 for psychological support. Required fields are marked *. Which isn’t liked by most people. I’m going to approach this comparison in a bit of an unorthodox way. USCCA has trifurcated its membership options into three different categories with different pricing and sets of features. Be the first to rate this post. So, in that case, having an FFL meant you could keep certain types of firearms. CCW Safe Review. The individual compensation (daily, mental, and hardship) by USCCA is a great benefit while the case goes on. The basic plan costs $10.95/month or $131.40/year, plus a one-time initial start-up fee of $19.95 per member. The services of U.S. Law Shield can also extend to activities like hunting, multi-state coverage, minors protection, and much more. In general, if you want the most legal expense coverage for the least amount of money, U.S. Law Shield is the obvious choice because of its unlimited cap on civil and criminal legal fees. Unknown, accidental, or intentional discharge of firearms by a minor makes him/her prosecutable by law. ranked in our Concealed Carry Insurance Comparison, three things that ccw insurance must have, Read More on Our Full US Law Shield Review, 5 Best AK-47 Rifles Under $800 [Budget AK-47 2020], How to Get a Class 3 Firearms License [2020], Glock 43X Review [2020 + Video] 9mm Single Stack CCW. So, let’s explore more. Either way, the plan will still cover you. About 200,000 guns are stolen each year in the U.S. from households, cars, baggage, pickpocketing, and by other means. USCCA, US Law Shield, and CCW Safe are all great sources of CCW insurance. U.S. & Texas Law Shield was founded in 2009 by a group of pioneering lawyers, who wanted to cover innocent citizens against the injustice of the legal system in self-defense incidents. US Law Shield offers a much affordable plan compared to USCCA for unlimited legal expenses coverage. Both programs cover all or any legal weapon used by you for self-defense. One of … … You can also sign up for witnesses coverage as well bail bond coverage. The Minor Children Protection cover from U.S. Law Shield protects a minor from all such legal costs. If you buy the U.S. Law Shield program with full add-ons, it’s going to cost you around US$20 a month. For me and my family, however, I chose CCW Safe. The amount covered by USCCA depends on the membership package you subscribe to. Save my name, email, and website in this browser for the next time I comment. TONS of awesome features – way more than anyone else. Gold: $29/month or $299/annuallyPlatinum: $39/month or $399 annuallyElite: $49/month or $499 annually, $10.95/month or $131.40 annually Plus, a one-time initial start-up fee of $19.95/member, Those who want excellent coverage over personal and legal expenses, Those who want basic coverage at low cost. If you kept score so far, US Law Shield won two categories of comparison while USCCA only won one. However there are some very notable differences that you should be aware of before … Today, I’m going to talk about the top three legal defense plan providers: U.S. Law Shield, CCW Safe, and the USCCA. If you travel across states with your weapon, you should seriously consider getting this cover, since it covers you regardless of whether you have a carry permit in the state or not. Both these programs have their merits and demerits. I'm using Texas Law Shield (US Law Shield network), as they didn't put a maximum on legal fees, which the tiered systems do. USCCA offers all three whereas US Law Shield only offers one of the three. There are no extra add-ons to be purchased, which may be a plus or minus for every individual user. U.S. Law shield has a somewhat limited coverage compared to USCCA across the United States. No votes so far! All payments made for cases are made upfront by both these companies. Both companies work hard to keep their members educated about the recent legal updates, laws, and any other facts and data of importance. I think it is fair to say that the extra resources offered by both companies are a good compliment to your membership. However, they have some pros and cons associated with them. These plans start from $29/month and go up to $49/month. Ryan ,Sir thank you for you write ups. Serious and fatal use of firearms by minors is a big concern these days. For a deeper discussion of these elements, feel free to check out 3 CCW Insurance Must Haves. However, the arbitrary categories/score alone doesn’t quite paint an accurate picture of these two companies. The differences between US LawShield and the USCCA can be summed up in a couple sentences:. One of … Here’s the simplest summary I can give: if you want the most legal defense money for the lowest cost, then US Law Shield is for you. Additionally, the company also assists you with obtaining proper paperwork, civil and criminal proceedings, and inaction of any revoked permits. Additionally, U.S. Law Shield doesn't cover you in ‘gun-free zones’, whereas USCCA does. Oklahoma CCW & Constitutional Carry Laws. However, looking only at the cost of these concealed carry insurance plans without taking into consideration exactly what you get for the money isn’t enough to make a decision. They only thing they don't have is recuperating lost wages. In a lot of regards, CCW Safe is a lot like US Law Shield with a few differences. An expert witness can greatly improve the chances of defending your innocence by providing the judge with a bigger picture and in-depth facts about any subjects related to a crime scene. The law (especially for firearms) has its own twists and turns, which is why attorneys take such large reimbursements for fighting a case. The most significant advantage of getting a membership with USCCA is the liability insurance and criminal defense protection covered by the organization. The organization was founded in 2003 by Tim Schmidt, who still serves as the founder and president. Join our mailing list to receive the latest news and updates from our team. These extras cost about $2.95/month or $35.40/year for each member. So many people have been emailing us lately. Second Call Defense. Additionally, this package also entitles you to special VIP concierge treatment at their events. That’s why I reached out to the USCCA directly and asked them the TOUGH questions. Second Call Defense. This is an extremely useful and important add-on for people who spend time hunting in the woods or fishing. If you travel extensively in the U.S. and you want to carry your concealed weapon, USCCA may be a better choice. However, if your case is or gets more complicated, you’ll have to bear extra expenses from your pocket. For a single member basic plan, US Law Shield is less expensive than USCCA. The company offers a bail bond service of up to $25,000, as well to cover you in case a bond is needed. It is comparable to car insurance. If your case is not very urgent, you can speak to an attorney of your choice in the firm. The U.S. Law Shield program is good for people who want basic coverage at a low cost, whereas USCCA is more comprehensive insurance which covers most legal and even personal costs. The Gold Membership program of USCCA is priced at $29/month or $299/year. This one seems straight forward, but it is tough to compare the amount of money provided for legal defense without addressing one of our biggest issues with US Law Shield – not being able to pick your own attorney. However, USCCA really pulls ahead when we look at other coverages and features. However, if you want to have more say in where that money is spent defending you and you want some expensive things like bail, experts, and investigators covered, then you should go with USCCA. The plan also covers you in situations where you don’t have a carry permit, but have used a legal firearm. This amount is broken down into $1 million in civil suits (civil damages, compensations and firearm theft), $150,000 for criminal defense protection and up-front attorney retainer, and $25,000 for an up-front bail bond funding (which will be a maximum 10% of total bond amount) For example, if you bond has a value of $250,000, you’ll get an up-front of $25,000. They gained extreme popularity after they were revoked from the NRA annual meeting in 2017, for introducing a better and more competitive plan. Although it is at the higher end, you are getting a premium product with a ton of features. This extra minor protection covers adds $2/month to your policy, or $24 when bought for a year. Armed Citizens Legal Defense Network, Inc. Armed Citizen Legal Defense Network isn’t like a lot of … The Elite plan is great for people who can spare $49 per month and want to be covered for the worst of legal defense situations for self-defense. Fightlite SCR Review [2021]: 50 State Compliant AR, EAA Girsan MC-28 Review [2021]: Turkish M&P Clone, Introduction of Gun Wiki to Gun University, Gun Sales and Manufacturing Statistics [2021]. However, one small difference here is that U.S. Law Shield has an attorney attending your call, where USCCA has an emergency response representative. With all the rioting, looting, and civil unrest across the country, concealed carriers everywhere want to be 100% sure they are protected. Second, other important features like bail bond funding and expert witnesses are only covered by US Law Shield if you live in one of the three states in which they’re available. Under this extra coverage, the company notifies the proper government agencies, places your firearm in TGIC, NCIC, and other databases, and helps you with claiming insurance for the firearm. Additionally, you receive the magazine subscription, basic training sessions, seminars, and community access. Daily “per diem” rate: While in trial, you’re not going to be able to work and earn money for you or your family. Most comparisons go into the fine details of the coverage limits, the cost, etc. The USCCA is the United States Concealed Carry Association. He also enjoys hunting, fishing and spending time outdoors. They have some similarities and some differences, as well, which we’ll check out further here. Plus, you also get an Elite VIP experience at the USCCA concealed carry expo. Bail coverage is important unless you don’t mind sitting in jail until your trial is over. If you’re only into CCW and/or open carry, this cover is of no use to you. Again, I can’t tell you whether you should get concealed carry insurance nor which company would be right for your particular situation. That said, U.S. Law Shield is great for residents of a few states who want a basic plan at a low cost. Apart from all these, U.S. Law Shield also provides timely seminars and self-defense educational resources. USCCA, on the other hand, offers a limited amount in protection for both types of attorney fees. In a lot of regards, CCW Safe is a lot like US Law Shield with a few differences. Technically, this should disqualify them from my recommendation but you’re here to see US Law Shield compared to USCCA so we’ll continue. Apart from this, the company also covers you with some miscellaneous expenses which arise during the period of hearings. Picking your own attorney: US Law Shield requires you to use their attorney. TONS of awesome features – way more than anyone else. US & Texas Law Shield Legal Defense Review. Another contender is Second Call Defense, their entry level plan comes in … This is where I hope to help you make your decision. Ryan is a former special operations sniper (1/75 Ranger) and current firearms attorney, firearms industry executive, university lecturer, and bestselling author of the Long Range Shooting Handbook. Sticking purely to the dollar amount of defense coverage available, US Law Shield wins. You may or may not have a firearm license and the weapon may or may not be yours (unless its a legal weapon). Which is better Uscca or US law shield? The most common membership plan of USCCA. USCCA gives a daily compensation, along with hardship and psychological support covers, whereas U.S. Law Shield does not. The obvious choice is USCCA. If you live in any other state, bail bond coverage is not provided by US Law Shield. If you live in PA, TX or OK, U.S. Law Shield is a great choice for you because of its coverage and pricing. CCW Safe. However, it is only applicable for kids under the adult age limit. $25,000/$350,000 (only in TX, OK, and PA). This also includes any other legal firearms obtained by you on the spot for self-defense. The company offers different types of membership programs, which allow you to choose an apt one depending upon your budget and the level of protection you need. This is the most premium plan USCCA has to offer. USCCA has three different categories of membership plans with different coverage amounts. U.S. Law Shield is much less expensive compared to USCCA. US Law Shield offers unlimited coverage on legal lawsuit costs while USCCA has a limited amount in protection. Which includes $2 million for civil suit defense and damage expenses, $250,000 for criminal defense protection and up-front attorney retainer, and $50,000 up-front bail bond funding( maximum 10% of the bond amount). This includes plea bargains. With all the rioting, looting, and civil unrest across the country, concealed carriers everywhere want to be 100% sure they are protected. But, for more comprehensive coverage, you must opt for USCCA. How do you address the Exclusions about these plans i.e Stalker, former lovers, etc? Delta Defense, LLC provides sales, marketing, operations and administrative support services to the USCCA and is a licensed insurance agency in all 50 states and the District of … Both these legal defense programs are quite popular among firearm users. As you can see, US Law Shield does not limit your legal defense coverage dollar amount while USCCA does. USCCA has three tiers ranging from $22 per month to $47 per month, with annual options that drop the price per month significantly. Read our full review of US Law Shield for more information. A policy has been issued to the USCCA by Universal Fire and Casualty Insurance Company. This add-on covers all unintended hunting and fishing-related legal violations in all states where the company operates. Some details can be a bit twisty, so keep your mind focused. And, although they are the most expensive option available, members get a lot of resources and support for the money. However, if you could afford either and you asked me to choose between the USCCA and US Law Shield, I would tell you to go with the USCCA… hands down. An In-Depth Review of USCCA VS US Law Shield Insurance. U.S. Law Shield has different add-ons you may choose as and when required. Bail coverage is important unless you don’t mind sitting in jail until your trial is over. However, the plans are not available to residents of some (6) states for purchase. USCCA Self-Defense Shield - Overall Best Choice. In these states, all of our products and services are underwritten by one of the following Fortegra Companies, depending on the state: Lyndon Southern Insurance Company, Response Indemnity Company of California, Blue Ridge Indemnity Company, and Insurance Company of the South, and are administered by U.S. Law Shield, LLC.